UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) — full price in Cherokee County, South Carolina (2026)
UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision) (33764SC0040002), a expanded bronze plan from UnitedHealthcare in Cherokee County, South Carolina, costs $658.73/month full price for a 40-year-old in 2026 — $1398.90 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33764SC0040002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $515.44 |
| 27 | $540.18 |
| 30 | $585.02 |
| 40 | $658.73 |
| 50 | $920.57 |
| 60 | $1398.90 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.63/mo. This plan is $658.73/mo at 40 — a difference of $15.10/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cherokee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue VirtuConnect Bronze 1 | BlueCross BlueShield of South Carolina | $466.05 |
| BlueEssentials Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $474.73 |
| BlueEssentials Bronze 4 | BlueCross BlueShield of South Carolina | $474.89 |
| BlueExtend PPO Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $510.29 |
| Everyday Bronze | Ambetter from Absolute Total Care | $517.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33764SC0040002 in FIPS 45021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cherokee County
Reviewed by Jason Burns, Editorial Steward.