UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — full price in Tulsa County, Oklahoma (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) (45480OK0110004), a silver plan from UnitedHealthcare in Tulsa County, Oklahoma, costs $758.82/month full price for a 40-year-old in 2026 — $1611.44 at 60, with a $2,900 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45480OK0110004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $593.75 |
| 27 | $622.25 |
| 30 | $673.91 |
| 40 | $758.82 |
| 50 | $1060.44 |
| 60 | $1611.44 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,900
- Family deductible: $5,800
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $564.27/mo. This plan is $758.82/mo at 40 — a difference of $194.55/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Tulsa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Insurance Company | $562.75 |
| Silver Classic Standard | Oscar Insurance Company | $564.27 |
| Standard Silver | Ambetter of Oklahoma | $566.27 |
| Silver Simple Diabetes | Oscar Insurance Company | $567.84 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $569.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45480OK0110004 in FIPS 40143.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Tulsa County
Reviewed by Jason Burns, Editorial Steward.