Silver Simple PCP Saver — full price in Tulsa County, Oklahoma (2026)
Silver Simple PCP Saver (91908OK0010025), a silver plan from Oscar Insurance Company in Tulsa County, Oklahoma, costs $562.75/month full price for a 40-year-old in 2026 — $1195.08 at 60, with a $5,750 deductible and $8,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 91908OK0010025 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $440.35 |
| 27 | $461.48 |
| 30 | $499.78 |
| 40 | $562.75 |
| 50 | $786.45 |
| 60 | $1195.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,750
- Family deductible: $11,500
- Individual out-of-pocket max: $8,600
- Family out-of-pocket max: $17,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $564.27/mo. This plan is $562.75/mo at 40 — a difference of $-1.52/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Tulsa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Insurance Company | $564.27 |
| Standard Silver | Ambetter of Oklahoma | $566.27 |
| Silver Simple Diabetes | Oscar Insurance Company | $567.84 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $569.74 |
| Focused Silver | Ambetter of Oklahoma | $573.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 91908OK0010025 in FIPS 40143.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Tulsa County
Reviewed by Jason Burns, Editorial Steward.