Silver Simple Breathe Easy with Enhanced COPD Benefits — full price in Seminole County, Oklahoma (2026)
Silver Simple Breathe Easy with Enhanced COPD Benefits (91908OK0010055), a silver plan from Oscar Insurance Company in Seminole County, Oklahoma, costs $606.98/month full price for a 40-year-old in 2026 — $1289.00 at 60, with a $6,500 deductible and $9,600 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Seminole County are now available.
HIOS plan ID: 91908OK0010055 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $474.95 |
| 27 | $497.74 |
| 30 | $539.06 |
| 40 | $606.98 |
| 50 | $848.25 |
| 60 | $1289.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $9,600
- Family out-of-pocket max: $19,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.30/mo. This plan is $606.98/mo at 40 — a difference of $14.68/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Seminole County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Oklahoma | $585.29 |
| Focused Silver | Ambetter of Oklahoma | $592.30 |
| Silver Simple PCP Saver | Oscar Insurance Company | $599.54 |
| Silver Classic Standard | Oscar Insurance Company | $601.15 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | Ambetter of Oklahoma | $602.87 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 91908OK0010055 in FIPS 40133.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Seminole County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/ok/seminole/91908ok0010055 · Record ID PHI-8FS1F81G