Silver Classic Standard — full price in Seminole County, Oklahoma (2026)
Silver Classic Standard (91908OK0010052), a silver plan from Oscar Insurance Company in Seminole County, Oklahoma, costs $601.15/month full price for a 40-year-old in 2026 — $1276.63 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 91908OK0010052 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $470.40 |
| 27 | $492.96 |
| 30 | $533.89 |
| 40 | $601.15 |
| 50 | $840.11 |
| 60 | $1276.63 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.30/mo. This plan is $601.15/mo at 40 — a difference of $8.85/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Seminole County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Oklahoma | $585.29 |
| Focused Silver | Ambetter of Oklahoma | $592.30 |
| Silver Simple PCP Saver | Oscar Insurance Company | $599.54 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | Ambetter of Oklahoma | $602.87 |
| Enhanced Diabetes Care Silver with $0 Drug Options | Ambetter of Oklahoma | $603.64 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 91908OK0010052 in FIPS 40133.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Seminole County
Reviewed by Jason Burns, Editorial Steward.