Blue Preferred Silver PPO℠ Standard — full price in Lincoln County, Oklahoma (2026)
Blue Preferred Silver PPO℠ Standard (87571OK0350216), a silver plan from Blue Cross and Blue Shield of Oklahoma in Lincoln County, Oklahoma, costs $1299.99/month full price for a 40-year-old in 2026 — $2760.71 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 87571OK0350216 · Issuer: Blue Cross and Blue Shield of Oklahoma · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $1017.21 |
| 27 | $1066.04 |
| 30 | $1154.53 |
| 40 | $1299.99 |
| 50 | $1816.74 |
| 60 | $2760.71 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $567.94/mo. This plan is $1299.99/mo at 40 — a difference of $732.05/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Lincoln County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Oklahoma | $561.23 |
| Focused Silver | Ambetter of Oklahoma | $567.94 |
| Silver Simple PCP Saver | Oscar Insurance Company | $570.01 |
| Silver Classic Standard | Oscar Insurance Company | $571.55 |
| Silver Simple Diabetes | Oscar Insurance Company | $575.17 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 87571OK0350216 in FIPS 40081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lincoln County
Reviewed by Jason Burns, Editorial Steward.