Focused Silver — full price in Lincoln County, Oklahoma (2026)
Focused Silver (62505OK0120012), a silver plan from Ambetter of Oklahoma in Lincoln County, Oklahoma, costs $567.94/month full price for a 40-year-old in 2026 — $1206.10 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 62505OK0120012 · Issuer: Ambetter of Oklahoma · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $444.41 |
| 27 | $465.73 |
| 30 | $504.39 |
| 40 | $567.94 |
| 50 | $793.70 |
| 60 | $1206.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $567.94/mo. This plan is $567.94/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Lincoln County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter of Oklahoma | $561.23 |
| Silver Simple PCP Saver | Oscar Insurance Company | $570.01 |
| Silver Classic Standard | Oscar Insurance Company | $571.55 |
| Silver Simple Diabetes | Oscar Insurance Company | $575.17 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | Oscar Insurance Company | $577.09 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 62505OK0120012 in FIPS 40081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lincoln County
Reviewed by Jason Burns, Editorial Steward.