Gold $1,000 w/ Virtual & Wellness ON-EX — full price in Union County, Ohio (2026)
Gold $1,000 w/ Virtual & Wellness ON-EX (99969OH0080543), a gold plan from MedMutual in Union County, Ohio, costs $804.32/month full price for a 40-year-old in 2026 — $1708.07 at 60, with a $1,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 99969OH0080543 · Issuer: MedMutual · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $629.36 |
| 27 | $659.57 |
| 30 | $714.32 |
| 40 | $804.32 |
| 50 | $1124.03 |
| 60 | $1708.07 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $538.05/mo. This plan is $804.32/mo at 40 — a difference of $266.27/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Union County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Health Insurance | $537.68 |
| Gold Classic | Oscar Health Insurance | $549.41 |
| Gold Elite Saver Plus | Oscar Health Insurance | $586.65 |
| Clear Gold | Ambetter from Buckeye Health Plan | $633.70 |
| Standard Gold | Ambetter from Buckeye Health Plan | $650.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 99969OH0080543 in FIPS 39159.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Union County
Reviewed by Jason Burns, Editorial Steward.