What health insurance costs without a subsidy in Union County, Ohio (2026)
In Union County, Ohio, the benchmark silver plan costs $538.05/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $397.28 to $1234.63. A 60-year-old pays at least $843.68/month, a 21-year-old at least $310.87. 8 insurers offer 130 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $310.87/mo
- Age 40 — starting at $397.28/mo
- Age 60 — starting at $843.68/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $501.77/mo
- Silver — starting at $527.69/mo
- Gold — starting at $537.68/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Buckeye Health Plan, Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, Inc., CareSource, MedMutual, Molina Healthcare, Oscar Health Insurance, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Union County (FIPS 39159).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Ohio
- Knox County — $668.80/mo benchmark
- Marion County — $665.39/mo benchmark
- Athens County — $621.36/mo benchmark
- Meigs County — $617.49/mo benchmark
- Washington County — $617.49/mo benchmark
Plans available in this county (130)
- Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) — Bronze · $501.77/mo @ 40
- Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Bronze · $508.55/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $592.40/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $397.28/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $402.74/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $405.77/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $407.65/mo @ 40
- Bronze Simple Chronic Care CKM — Expanded Bronze · $410.80/mo @ 40
- Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Expanded Bronze · $413.23/mo @ 40
- Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Expanded Bronze · $425.49/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $430.87/mo @ 40
- Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Expanded Bronze · $442.38/mo @ 40
- Bronze Standard — Expanded Bronze · $449.39/mo @ 40
- Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Expanded Bronze · $454.65/mo @ 40
- Bronze $8,300 w/ Virtual & Wellness ON-EX — Expanded Bronze · $502.49/mo @ 40
- Bronze $8,300 w/ Adult Dental ON-EX — Expanded Bronze · $512.83/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $516.88/mo @ 40
- Everyday Bronze — Expanded Bronze · $517.84/mo @ 40
- Bronze Standard w/ Virtual & Wellness — Expanded Bronze · $524.79/mo @ 40
- Bronze HSA $7,300 ON-EX — Expanded Bronze · $528.60/mo @ 40
- Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $530.14/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $532.81/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $533.80/mo @ 40
- Anthem Bronze Pathway 8500 for HSA — Expanded Bronze · $540.95/mo @ 40
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $543.29/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $559.49/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $576.73/mo @ 40
- Molina Bronze Saver 7000 — Expanded Bronze · $607.26/mo @ 40
- Molina Bronze Standard — Expanded Bronze · $612.41/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Vision — Expanded Bronze · $612.48/mo @ 40
- Molina Bronze Smart Heart Health — Expanded Bronze · $624.02/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $624.35/mo @ 40
- Molina Bronze Enhanced 3500 — Expanded Bronze · $628.59/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Dental and Vision — Expanded Bronze · $630.33/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Vision — Expanded Bronze · $633.81/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $642.42/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $646.34/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision — Expanded Bronze · $651.65/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $653.66/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $658.96/mo @ 40
Showing first 40 of 130 plans on file.
Reviewed by Jason Burns, Editorial Steward.