Molina Gold Enhanced 895 Plus with Adult Vision — full price in Ashtabula County, Ohio (2026)
Molina Gold Enhanced 895 Plus with Adult Vision (64353OH0040005), a gold plan from Molina Healthcare in Ashtabula County, Ohio, costs $571.70/month full price for a 40-year-old in 2026 — $1214.09 at 60, with a $895 deductible and $8,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0040005 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $447.34 |
| 27 | $468.82 |
| 30 | $507.73 |
| 40 | $571.70 |
| 50 | $798.96 |
| 60 | $1214.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $895
- Family deductible: $1,790
- Individual out-of-pocket max: $8,700
- Family out-of-pocket max: $17,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $489.54/mo. This plan is $571.70/mo at 40 — a difference of $82.16/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Ashtabula County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Gold Core 1640 | Molina Healthcare | $566.12 |
| Molina Gold Smart Heart Health | Molina Healthcare | $567.92 |
| Molina Gold Enhanced 895 | Molina Healthcare | $568.03 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $569.80 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision | Molina Healthcare | $582.36 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0040005 in FIPS 39007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ashtabula County
Reviewed by Jason Burns, Editorial Steward.