What health insurance costs without a subsidy in Ashtabula County, Ohio (2026)
In Ashtabula County, Ohio, the benchmark silver plan costs $489.54/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $427.71 to $866.05. A 60-year-old pays at least $908.30/month, a 21-year-old at least $334.67. 5 insurers offer 74 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $334.67/mo
- Age 40 — starting at $427.71/mo
- Age 60 — starting at $908.30/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $432.54/mo
- Silver — starting at $489.29/mo
- Gold — starting at $566.12/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, CareSource, MedMutual, Molina Healthcare, Oscar Insurance Corporation of Ohio
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Ashtabula County (FIPS 39007).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Ohio
- Knox County — $668.80/mo benchmark
- Marion County — $665.39/mo benchmark
- Athens County — $621.36/mo benchmark
- Meigs County — $617.49/mo benchmark
- Washington County — $617.49/mo benchmark
Plans available in this county (74)
- Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) — Bronze · $432.54/mo @ 40
- Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Bronze · $438.39/mo @ 40
- Molina Bronze Saver 7000 — Expanded Bronze · $427.71/mo @ 40
- Molina Bronze Standard — Expanded Bronze · $431.34/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Vision — Expanded Bronze · $431.39/mo @ 40
- Bronze $8,300 w/ Virtual & Wellness ON-EX — Expanded Bronze · $438.90/mo @ 40
- Molina Bronze Smart Heart Health — Expanded Bronze · $439.51/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $441.94/mo @ 40
- Molina Bronze Enhanced 3500 — Expanded Bronze · $442.73/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Dental and Vision — Expanded Bronze · $443.96/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $445.53/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Vision — Expanded Bronze · $446.41/mo @ 40
- Bronze $8,300 w/ Adult Dental ON-EX — Expanded Bronze · $447.93/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $455.33/mo @ 40
- Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $456.99/mo @ 40
- Bronze Standard w/ Virtual & Wellness — Expanded Bronze · $458.38/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $458.98/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision — Expanded Bronze · $458.98/mo @ 40
- Bronze HSA $7,300 ON-EX — Expanded Bronze · $461.70/mo @ 40
- Anthem Bronze Pathway 8500 for HSA — Expanded Bronze · $466.32/mo @ 40
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $468.34/mo @ 40
- Bronze Classic Standard | Cleveland Clinic — Expanded Bronze · $646.99/mo @ 40
- Bronze Classic PCP Saver | Cleveland Clinic — Expanded Bronze · $656.57/mo @ 40
- Bronze Simple Diabetes | Cleveland Clinic — Expanded Bronze · $662.38/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic — Expanded Bronze · $667.46/mo @ 40
- Bronze Simple HSA | Cleveland Clinic — Expanded Bronze · $668.01/mo @ 40
- Bronze Simple Chronic Care CKM | Cleveland Clinic — Expanded Bronze · $672.13/mo @ 40
- Molina Gold Core 1640 — Gold · $566.12/mo @ 40
- Molina Gold Smart Heart Health — Gold · $567.92/mo @ 40
- Molina Gold Enhanced 895 — Gold · $568.03/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $569.80/mo @ 40
- Molina Gold Enhanced 895 Plus with Adult Vision — Gold · $571.70/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $582.36/mo @ 40
- Molina Gold Enhanced 895 Plus with Adult Dental and Vision — Gold · $584.27/mo @ 40
- Molina Gold Standard — Gold · $591.16/mo @ 40
- Gold Standard w/ Virtual & Wellness — Gold · $692.08/mo @ 40
- Gold $500 w/ Virtual & Wellness ON-EX — Gold · $701.58/mo @ 40
- Gold $1,000 w/ Virtual & Wellness ON-EX — Gold · $702.53/mo @ 40
- Gold $1,000 w/ Adult Dental ON-EX — Gold · $715.35/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold · $758.61/mo @ 40
Showing first 40 of 74 plans on file.
Reviewed by Jason Burns, Editorial Steward.