Molina Silver Smart Heart Health — full price in Adams County, Ohio (2026)
Molina Silver Smart Heart Health (64353OH0070003), a silver plan from Molina Healthcare in Adams County, Ohio, costs $511.93/month full price for a 40-year-old in 2026 — $1087.15 at 60, with a $6,000 deductible and $8,990 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0070003 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $400.57 |
| 27 | $419.80 |
| 30 | $454.65 |
| 40 | $511.93 |
| 50 | $715.42 |
| 60 | $1087.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,990
- Family out-of-pocket max: $17,980
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $511.93/mo. This plan is $511.93/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Adams County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $511.67 |
| Molina Silver Core | Molina Healthcare | $512.94 |
| Molina Silver Core Plus with Adult Vision | Molina Healthcare | $516.84 |
| Molina Silver Standard | Molina Healthcare | $520.71 |
| Molina Silver Core Plus with Adult Dental and Vision | Molina Healthcare | $530.19 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0070003 in FIPS 39001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Adams County
Reviewed by Jason Burns, Editorial Steward.