What health insurance costs without a subsidy in Adams County, Ohio (2026)
In Adams County, Ohio, the benchmark silver plan costs $511.93/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $434.52 to $1090.93. A 60-year-old pays at least $922.76/month, a 21-year-old at least $340.00. 6 insurers offer 99 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $340.00/mo
- Age 40 — starting at $434.52/mo
- Age 60 — starting at $922.76/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $449.45/mo
- Silver — starting at $511.67/mo
- Gold — starting at $592.01/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Buckeye Health Plan, Anthem Blue Cross and Blue Shield, CareSource, MedMutual, Molina Healthcare, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Adams County (FIPS 39001).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Ohio
- Knox County — $668.80/mo benchmark
- Marion County — $665.39/mo benchmark
- Athens County — $621.36/mo benchmark
- Meigs County — $617.49/mo benchmark
- Washington County — $617.49/mo benchmark
Plans available in this county (99)
- Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) — Bronze · $449.45/mo @ 40
- Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Bronze · $455.52/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $514.77/mo @ 40
- Bronze $8,300 w/ Virtual & Wellness ON-EX — Expanded Bronze · $434.52/mo @ 40
- Bronze $8,300 w/ Adult Dental ON-EX — Expanded Bronze · $443.45/mo @ 40
- Molina Bronze Saver 7000 — Expanded Bronze · $447.27/mo @ 40
- Molina Bronze Standard — Expanded Bronze · $451.06/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Vision — Expanded Bronze · $451.12/mo @ 40
- Bronze Standard w/ Virtual & Wellness — Expanded Bronze · $453.80/mo @ 40
- Bronze HSA $7,300 ON-EX — Expanded Bronze · $457.09/mo @ 40
- Molina Bronze Smart Heart Health — Expanded Bronze · $459.61/mo @ 40
- Molina Bronze Enhanced 3500 — Expanded Bronze · $462.98/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Dental and Vision — Expanded Bronze · $464.26/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Vision — Expanded Bronze · $466.82/mo @ 40
- Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $474.85/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision — Expanded Bronze · $479.97/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $483.27/mo @ 40
- Everyday Bronze — Expanded Bronze · $484.17/mo @ 40
- Anthem Bronze Pathway 8500 for HSA — Expanded Bronze · $484.54/mo @ 40
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $486.64/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $498.16/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $499.09/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $523.11/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $539.23/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $542.54/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $558.24/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $561.64/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $577.35/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $577.58/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $582.27/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $595.07/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $599.85/mo @ 40
- Molina Gold Core 1640 — Gold · $592.01/mo @ 40
- Clear Gold — Gold · $592.49/mo @ 40
- Molina Gold Smart Heart Health — Gold · $593.90/mo @ 40
- Molina Gold Enhanced 895 — Gold · $594.00/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $595.85/mo @ 40
- Molina Gold Enhanced 895 Plus with Adult Vision — Gold · $597.85/mo @ 40
- Standard Gold — Gold · $607.96/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $609.00/mo @ 40
Showing first 40 of 99 plans on file.
Reviewed by Jason Burns, Editorial Steward.