Blue Local Bronze Standard | with Atrium Health — full price in Stanly County, North Carolina (2026)
Blue Local Bronze Standard | with Atrium Health (11512NC0410056), a expanded bronze plan from Blue Cross and Blue Shield of NC in Stanly County, North Carolina, costs $577.32/month full price for a 40-year-old in 2026 — $1226.02 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0410056 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $451.74 |
| 27 | $473.42 |
| 30 | $512.72 |
| 40 | $577.32 |
| 50 | $806.81 |
| 60 | $1226.02 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $582.84/mo. This plan is $577.32/mo at 40 — a difference of $-5.52/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Stanly County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $449.20 |
| Bronze Simple Diabetes | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $458.19 |
| Bronze Classic 4700 | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $459.61 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $460.88 |
| Everyday Bronze with Atrium Health | Ambetter of North Carolina | $464.33 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0410056 in FIPS 37167.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Stanly County
Reviewed by Jason Burns, Editorial Steward.