Bronze Classic 4700 | with Atrium Health — full price in Stanly County, North Carolina (2026)
Bronze Classic 4700 | with Atrium Health (69803NC0010061), a expanded bronze plan from Oscar Health Plan of North Carolina, Inc in Stanly County, North Carolina, costs $459.61/month full price for a 40-year-old in 2026 — $976.05 at 60, with a $4,700 deductible and $9,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69803NC0010061 · Issuer: Oscar Health Plan of North Carolina, Inc · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $359.64 |
| 27 | $376.90 |
| 30 | $408.18 |
| 40 | $459.61 |
| 50 | $642.31 |
| 60 | $976.05 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,600
- Family out-of-pocket max: $19,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $582.84/mo. This plan is $459.61/mo at 40 — a difference of $-123.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Stanly County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $449.20 |
| Bronze Simple Diabetes | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $458.19 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | Oscar Health Plan of North Carolina, Inc | $460.88 |
| Everyday Bronze with Atrium Health | Ambetter of North Carolina | $464.33 |
| Standard Expanded Bronze with Atrium Health | Ambetter of North Carolina | $466.14 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69803NC0010061 in FIPS 37167.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Stanly County
Reviewed by Jason Burns, Editorial Steward.