Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Cone Health — full price in Rockingham County, North Carolina (2026)
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Cone Health (11512NC0440003), a silver plan from Blue Cross and Blue Shield of NC in Rockingham County, North Carolina, costs $677.43/month full price for a 40-year-old in 2026 — $1438.61 at 60, with a $2,800 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 11512NC0440003 · Issuer: Blue Cross and Blue Shield of NC · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $530.07 |
| 27 | $555.51 |
| 30 | $601.63 |
| 40 | $677.43 |
| 50 | $946.71 |
| 60 | $1438.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,800
- Family deductible: $5,600
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $593.05/mo. This plan is $677.43/mo at 40 — a difference of $84.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Rockingham County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Health Plan of North Carolina, Inc | $585.20 |
| Silver Classic Standard | Oscar Health Plan of North Carolina, Inc | $593.05 |
| Silver Simple Diabetes | Oscar Health Plan of North Carolina, Inc | $593.91 |
| Silver Classic | Oscar Health Plan of North Carolina, Inc | $600.88 |
| AmeriHealth Caritas Next Silver Essential + No Referrals | AmeriHealth Caritas Next | $603.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 11512NC0440003 in FIPS 37157.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rockingham County
Reviewed by Jason Burns, Editorial Steward.