Silver Classic — full price in Rockingham County, North Carolina (2026)
Silver Classic (69803NC0010006), a silver plan from Oscar Health Plan of North Carolina, Inc in Rockingham County, North Carolina, costs $600.88/month full price for a 40-year-old in 2026 — $1276.04 at 60, with a $5,400 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69803NC0010006 · Issuer: Oscar Health Plan of North Carolina, Inc · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $470.18 |
| 27 | $492.74 |
| 30 | $533.64 |
| 40 | $600.88 |
| 50 | $839.72 |
| 60 | $1276.04 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,400
- Family deductible: $10,800
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $593.05/mo. This plan is $600.88/mo at 40 — a difference of $7.83/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Rockingham County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Health Plan of North Carolina, Inc | $585.20 |
| Silver Classic Standard | Oscar Health Plan of North Carolina, Inc | $593.05 |
| Silver Simple Diabetes | Oscar Health Plan of North Carolina, Inc | $593.91 |
| AmeriHealth Caritas Next Silver Essential + No Referrals | AmeriHealth Caritas Next | $603.57 |
| AmeriHealth Caritas Next Silver Signature + No Referrals | AmeriHealth Caritas Next | $608.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69803NC0010006 in FIPS 37157.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Rockingham County
Reviewed by Jason Burns, Editorial Steward.