Standard Gold + Vision + Adult Dental — full price in Moore County, North Carolina (2026)
Standard Gold + Vision + Adult Dental (77264NC0020057), a gold plan from Ambetter of North Carolina in Moore County, North Carolina, costs $810.04/month full price for a 40-year-old in 2026 — $1720.23 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77264NC0020057 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $633.84 |
| 27 | $664.26 |
| 30 | $719.40 |
| 40 | $810.04 |
| 50 | $1132.03 |
| 60 | $1720.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $758.07/mo. This plan is $810.04/mo at 40 — a difference of $51.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Moore County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter of North Carolina | $783.67 |
| Complete Gold | Ambetter of North Carolina | $819.27 |
| Complete Gold + Vision + Adult Dental | Ambetter of North Carolina | $846.84 |
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | Blue Cross and Blue Shield of NC | $849.14 |
| Blue Care Gold Standard A | Statewide Doctors | Blue Cross and Blue Shield of NC | $859.76 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0020057 in FIPS 37125.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Moore County
Reviewed by Jason Burns, Editorial Steward.