What health insurance costs without a subsidy in Moore County, North Carolina (2026)
In Moore County, North Carolina, the benchmark silver plan costs $758.07/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $589.65 to $1079.53. A 60-year-old pays at least $1252.19/month, a 21-year-old at least $461.39. 3 insurers offer 43 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $461.39/mo
- Age 40 — starting at $589.65/mo
- Age 60 — starting at $1252.19/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $757.83/mo
- Gold — starting at $783.67/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,500
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of North Carolina, Blue Cross and Blue Shield of NC, Cigna Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Moore County (FIPS 37125).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in North Carolina
- Beaufort County — $844.92/mo benchmark
- Carteret County — $844.92/mo benchmark
- Craven County — $844.92/mo benchmark
- Dare County — $844.92/mo benchmark
- Hyde County — $844.92/mo benchmark
Plans available in this county (43)
- Everyday Bronze — Expanded Bronze · $589.65/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $591.93/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $609.49/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $611.85/mo @ 40
- Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors — Expanded Bronze · $617.44/mo @ 40
- Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors — Expanded Bronze · $636.46/mo @ 40
- Blue Care Bronze Standard | Statewide Doctors — Expanded Bronze · $643.81/mo @ 40
- Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors — Expanded Bronze · $651.24/mo @ 40
- Blue Advantage Bronze Standard | Nationwide Doctors — Expanded Bronze · $661.85/mo @ 40
- Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors — Expanded Bronze · $667.56/mo @ 40
- Elite Bronze — Expanded Bronze · $669.98/mo @ 40
- Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors — Expanded Bronze · $671.17/mo @ 40
- Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors — Expanded Bronze · $688.02/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $692.52/mo @ 40
- Connect Bronze 5500 Indiv Med Deductible — Expanded Bronze · $718.02/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $718.66/mo @ 40
- Connect Bronze 6500 Indiv Med Deductible — Expanded Bronze · $722.06/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $728.10/mo @ 40
- Standard Gold — Gold · $783.67/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $810.04/mo @ 40
- Complete Gold — Gold · $819.27/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $846.84/mo @ 40
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors — Gold · $849.14/mo @ 40
- Blue Care Gold Standard A | Statewide Doctors — Gold · $859.76/mo @ 40
- Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors — Gold · $875.21/mo @ 40
- Blue Advantage Gold Standard A | Nationwide Doctors — Gold · $883.93/mo @ 40
- Connect Gold CMS Standard — Gold · $1077.72/mo @ 40
- Connect Gold 1500 Indiv Med Deductible — Gold · $1079.53/mo @ 40
- Clear Silver with $0 Insulin Options — Silver · $757.83/mo @ 40
- Standard Silver — Silver · $758.07/mo @ 40
- Enhanced Asthma/COPD Care Silver with $0 Drug Options — Silver · $777.87/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $783.58/mo @ 40
- Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental — Silver · $804.05/mo @ 40
- Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors — Silver · $809.15/mo @ 40
- Blue Care Silver Standard | Statewide Doctors — Silver · $820.08/mo @ 40
- Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors — Silver · $834.04/mo @ 40
- Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors — Silver · $836.49/mo @ 40
- Blue Advantage Silver Standard | Nationwide Doctors — Silver · $843.06/mo @ 40
- Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors — Silver · $862.18/mo @ 40
- Connect Silver 5000 Indiv Med Deductible — Silver · $893.58/mo @ 40
Showing first 40 of 43 plans on file.
Reviewed by Jason Burns, Editorial Steward.