Connect Silver RD 5000 Indiv Med Deductible — full price in Granville County, North Carolina (2026)
Connect Silver RD 5000 Indiv Med Deductible (73943NC0070058), a silver plan from Cigna Healthcare in Granville County, North Carolina, costs $1016.09/month full price for a 40-year-old in 2026 — $2157.79 at 60, with a $5,000 deductible and $9,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73943NC0070058 · Issuer: Cigna Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $795.06 |
| 27 | $833.22 |
| 30 | $902.39 |
| 40 | $1016.09 |
| 50 | $1419.98 |
| 60 | $2157.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $9,250
- Family out-of-pocket max: $18,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $640.80/mo. This plan is $1016.09/mo at 40 — a difference of $375.29/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Granville County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Silver with $0 Insulin Options | Ambetter of North Carolina | $640.59 |
| Standard Silver | Ambetter of North Carolina | $640.80 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | Ambetter of North Carolina | $657.53 |
| Standard Silver + Vision + Adult Dental | Ambetter of North Carolina | $662.36 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | Ambetter of North Carolina | $679.66 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73943NC0070058 in FIPS 37077.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Granville County
Reviewed by Jason Burns, Editorial Steward.