Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental — full price in Granville County, North Carolina (2026)
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental (77264NC0020004), a silver plan from Ambetter of North Carolina in Granville County, North Carolina, costs $679.66/month full price for a 40-year-old in 2026 — $1443.34 at 60, with a $5,900 deductible and $8,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77264NC0020004 · Issuer: Ambetter of North Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $531.82 |
| 27 | $557.34 |
| 30 | $603.61 |
| 40 | $679.66 |
| 50 | $949.82 |
| 60 | $1443.34 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,900
- Family deductible: $11,800
- Individual out-of-pocket max: $8,150
- Family out-of-pocket max: $16,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $640.80/mo. This plan is $679.66/mo at 40 — a difference of $38.86/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Granville County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Silver with $0 Insulin Options | Ambetter of North Carolina | $640.59 |
| Standard Silver | Ambetter of North Carolina | $640.80 |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | Ambetter of North Carolina | $657.53 |
| Standard Silver + Vision + Adult Dental | Ambetter of North Carolina | $662.36 |
| AmeriHealth Caritas Next Silver Essential + No Referrals | AmeriHealth Caritas Next | $722.43 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77264NC0020004 in FIPS 37077.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Granville County
Reviewed by Jason Burns, Editorial Steward.