Bronze Elite + PCP Saver Plus — full price in Henry County, Missouri (2026)
Bronze Elite + PCP Saver Plus (69512MO0010005), a expanded bronze plan from Oscar Insurance Company in Henry County, Missouri, costs $550.54/month full price for a 40-year-old in 2026 — $1169.14 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69512MO0010005 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $430.79 |
| 27 | $451.46 |
| 30 | $488.94 |
| 40 | $550.54 |
| 50 | $769.38 |
| 60 | $1169.14 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $684.98/mo. This plan is $550.54/mo at 40 — a difference of $-134.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Henry County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $528.12 |
| Standard Expanded Bronze | Ambetter from Home State Health | $529.81 |
| Everyday Bronze | Ambetter from Home State Health | $530.98 |
| Bronze Classic 4700 | Oscar Insurance Company | $537.49 |
| Bronze Simple Diabetes | Oscar Insurance Company | $540.49 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69512MO0010005 in FIPS 29083.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Henry County
Reviewed by Jason Burns, Editorial Steward.