What health insurance costs without a subsidy in Henry County, Missouri (2026)
In Henry County, Missouri, the benchmark silver plan costs $684.98/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $528.12 to $967.00. A 60-year-old pays at least $1121.53/month, a 21-year-old at least $413.25. 5 insurers offer 54 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $413.25/mo
- Age 40 — starting at $528.12/mo
- Age 60 — starting at $1121.53/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $531.83/mo
- Silver — starting at $680.54/mo
- Gold — starting at $625.42/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Home State Health, Blue Cross and Blue Shield of Kansas City, Medica, Oscar Insurance Company, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Henry County (FIPS 29083).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Missouri
- Clark County — $790.59/mo benchmark
- Lewis County — $790.59/mo benchmark
- Marion County — $790.59/mo benchmark
- Schuyler County — $790.59/mo benchmark
- Scotland County — $790.59/mo benchmark
Plans available in this county (54)
- UHC Bronze Essential (No Referrals) — Bronze · $531.83/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $528.12/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $529.81/mo @ 40
- Everyday Bronze — Expanded Bronze · $530.98/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $537.49/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $540.49/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $545.83/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $547.03/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $550.54/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $565.02/mo @ 40
- Elite Bronze — Expanded Bronze · $574.81/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $583.33/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $592.18/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $596.14/mo @ 40
- Blue KC First Bronze Preferred-Care Blue EPO — Expanded Bronze · $671.06/mo @ 40
- Blue KC Standard Bronze Preferred-Care Blue EPO — Expanded Bronze · $675.68/mo @ 40
- Select by Medica Bronze Share — Expanded Bronze · $715.43/mo @ 40
- Select by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $743.47/mo @ 40
- Select by Medica Expanded Bronze Standard — Expanded Bronze · $749.79/mo @ 40
- Gold Simple — Gold · $625.42/mo @ 40
- Gold Classic Standard — Gold · $638.06/mo @ 40
- Standard Gold — Gold · $670.27/mo @ 40
- Everyday Gold — Gold · $678.12/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $690.53/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $690.75/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) — Gold · $694.58/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $698.62/mo @ 40
- Complete Gold — Gold · $700.95/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Gold · $712.90/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) — Gold · $718.95/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $722.13/mo @ 40
- Select by Medica Gold $0 Copay PCP Visits — Gold · $881.40/mo @ 40
- Select by Medica Gold Share — Gold · $885.74/mo @ 40
- Blue KC Standard Gold Preferred-Care Blue EPO — Gold · $893.84/mo @ 40
- Select by Medica Gold Standard — Gold · $898.98/mo @ 40
- Silver Simple PCP Saver — Silver · $680.54/mo @ 40
- Standard Silver — Silver · $684.98/mo @ 40
- Silver Classic Standard — Silver · $685.46/mo @ 40
- Silver Simple Diabetes — Silver · $686.81/mo @ 40
- Silver Simple Women's Health with Menopause Benefits — Silver · $690.01/mo @ 40
Showing first 40 of 54 plans on file.
Reviewed by Jason Burns, Editorial Steward.