Select by Medica Silver Share — full price in Clinton County, Missouri (2026)
Select by Medica Silver Share (53461MO0010075), a silver plan from Medica in Clinton County, Missouri, costs $982.11/month full price for a 40-year-old in 2026 — $2085.64 at 60, with a $3,525 deductible and $8,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53461MO0010075 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $768.48 |
| 27 | $805.36 |
| 30 | $872.22 |
| 40 | $982.11 |
| 50 | $1372.50 |
| 60 | $2085.64 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,525
- Family deductible: $7,050
- Individual out-of-pocket max: $8,850
- Family out-of-pocket max: $17,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $644.51/mo. This plan is $982.11/mo at 40 — a difference of $337.60/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Clinton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Insurance Company | $639.89 |
| Silver Classic Standard | Oscar Insurance Company | $644.51 |
| Silver Simple Diabetes | Oscar Insurance Company | $645.78 |
| Silver Simple Women's Health with Menopause Benefits | Oscar Insurance Company | $648.79 |
| Silver Elite Saver Plus | Oscar Insurance Company | $650.86 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53461MO0010075 in FIPS 29049.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clinton County
Reviewed by Jason Burns, Editorial Steward.