Silver Elite Saver Plus — full price in Clinton County, Missouri (2026)
Silver Elite Saver Plus (69512MO0010030), a silver plan from Oscar Insurance Company in Clinton County, Missouri, costs $650.86/month full price for a 40-year-old in 2026 — $1382.19 at 60, with a $0 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69512MO0010030 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $509.29 |
| 27 | $533.73 |
| 30 | $578.03 |
| 40 | $650.86 |
| 50 | $909.58 |
| 60 | $1382.19 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $644.51/mo. This plan is $650.86/mo at 40 — a difference of $6.35/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Clinton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Insurance Company | $639.89 |
| Silver Classic Standard | Oscar Insurance Company | $644.51 |
| Silver Simple Diabetes | Oscar Insurance Company | $645.78 |
| Silver Simple Women's Health with Menopause Benefits | Oscar Insurance Company | $648.79 |
| Standard Silver | Ambetter from Home State Health | $760.09 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69512MO0010030 in FIPS 29049.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clinton County
Reviewed by Jason Burns, Editorial Steward.