Blue Cross® Premier PPO Bronze Saver HSA — full price in Wayne County, Michigan (2026)
Blue Cross® Premier PPO Bronze Saver HSA (15560MI0350002), a expanded bronze plan from Blue Cross Blue Shield of Michigan Mutual Insurance Company in Wayne County, Michigan, costs $559.06/month full price for a 40-year-old in 2026 — $1187.24 at 60, with a $8,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 15560MI0350002 · Issuer: Blue Cross Blue Shield of Michigan Mutual Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $437.45 |
| 27 | $458.45 |
| 30 | $496.51 |
| 40 | $559.06 |
| 50 | $781.29 |
| 60 | $1187.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,500
- Family deductible: $17,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $507.80/mo. This plan is $559.06/mo at 40 — a difference of $51.26/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Wayne County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Cross® Local HMO Bronze Extra | Blue Care Network of Michigan | $395.17 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $396.12 |
| MyPriority Value Bronze Southeast Michigan Network | Priority Health | $401.24 |
| MyPriority Standard Bronze - Southeast Michigan Network | Priority Health | $403.06 |
| UHC Bronze Copay Focus (No Referrals) | UnitedHealthcare | $415.92 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 15560MI0350002 in FIPS 26163.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wayne County
Reviewed by Jason Burns, Editorial Steward.