UHC Gold Advantage (No Referrals) — full price in Van Buren County, Michigan (2026)
UHC Gold Advantage (No Referrals) (71667MI0010048), a gold plan from UnitedHealthcare in Van Buren County, Michigan, costs $600.46/month full price for a 40-year-old in 2026 — $1275.15 at 60, with a $1,500 deductible and $7,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 71667MI0010048 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $469.84 |
| 27 | $492.39 |
| 30 | $533.27 |
| 40 | $600.46 |
| 50 | $839.13 |
| 60 | $1275.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $7,800
- Family out-of-pocket max: $15,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $509.01/mo. This plan is $600.46/mo at 40 — a difference of $91.45/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Van Buren County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Meridian | $537.09 |
| Everyday Gold | Ambetter from Meridian | $545.46 |
| Standard Gold + Vision + Adult Dental | Ambetter from Meridian | $556.85 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Meridian | $565.52 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $595.56 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 71667MI0010048 in FIPS 26159.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Van Buren County
Reviewed by Jason Burns, Editorial Steward.