Blue Cross® Preferred HMO Bronze Secure — full price in Sanilac County, Michigan (2026)
Blue Cross® Preferred HMO Bronze Secure (98185MI0180029), a bronze plan from Blue Care Network of Michigan in Sanilac County, Michigan, costs $442.58/month full price for a 40-year-old in 2026 — $939.89 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98185MI0180029 · Issuer: Blue Care Network of Michigan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $346.31 |
| 27 | $362.93 |
| 30 | $393.06 |
| 40 | $442.58 |
| 50 | $618.51 |
| 60 | $939.89 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $441.33/mo. This plan is $442.58/mo at 40 — a difference of $1.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Sanilac County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MHP Bronze | McLaren Health Plan Community | $445.32 |
| Blue Cross® Premier PPO Bronze Secure | Blue Cross Blue Shield of Michigan Mutual Insurance Company | $510.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98185MI0180029 in FIPS 26151.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sanilac County
Reviewed by Jason Burns, Editorial Steward.