Everyday Gold — full price in Sanilac County, Michigan (2026)
Everyday Gold (58594MI0030020), a gold plan from Ambetter from Meridian in Sanilac County, Michigan, costs $472.93/month full price for a 40-year-old in 2026 — $1004.33 at 60, with a $800 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58594MI0030020 · Issuer: Ambetter from Meridian · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $370.07 |
| 27 | $387.82 |
| 30 | $420.01 |
| 40 | $472.93 |
| 50 | $660.92 |
| 60 | $1004.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $441.33/mo. This plan is $472.93/mo at 40 — a difference of $31.60/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Sanilac County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Meridian | $465.68 |
| Standard Gold + Vision + Adult Dental | Ambetter from Meridian | $482.81 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Meridian | $490.33 |
| Elite Gold | Ambetter from Meridian | $533.41 |
| Elite Gold + Vision + Adult Dental | Ambetter from Meridian | $553.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58594MI0030020 in FIPS 26151.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sanilac County
Reviewed by Jason Burns, Editorial Steward.