Everyday Gold — full price in Saint Clair County, Michigan (2026)
Everyday Gold (58594MI0030020), a gold plan from Ambetter from Meridian in Saint Clair County, Michigan, costs $463.74/month full price for a 40-year-old in 2026 — $984.82 at 60, with a $800 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58594MI0030020 · Issuer: Ambetter from Meridian · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $362.88 |
| 27 | $380.28 |
| 30 | $411.85 |
| 40 | $463.74 |
| 50 | $648.08 |
| 60 | $984.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $432.76/mo. This plan is $463.74/mo at 40 — a difference of $30.98/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Saint Clair County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Meridian | $456.63 |
| Standard Gold + Vision + Adult Dental | Ambetter from Meridian | $473.43 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Meridian | $480.80 |
| Elite Gold | Ambetter from Meridian | $523.05 |
| Elite Gold + Vision + Adult Dental | Ambetter from Meridian | $542.29 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58594MI0030020 in FIPS 26147.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Clair County
Reviewed by Jason Burns, Editorial Steward.