Bronze Classic 4700 — full price in Ottawa County, Michigan (2026)
Bronze Classic 4700 (77739MI0070024), a expanded bronze plan from Oscar Insurance Company in Ottawa County, Michigan, costs $367.50/month full price for a 40-year-old in 2026 — $780.43 at 60, with a $4,700 deductible and $9,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77739MI0070024 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $287.57 |
| 27 | $301.36 |
| 30 | $326.38 |
| 40 | $367.50 |
| 50 | $513.58 |
| 60 | $780.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,100
- Family out-of-pocket max: $18,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.47/mo. This plan is $367.50/mo at 40 — a difference of $-103.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Ottawa County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $356.39 |
| Bronze Elite + PCP Saver Plus | Oscar Insurance Company | $392.13 |
| MyPriority Value Bronze Corewell Health West Michigan Network | Priority Health | $424.73 |
| MyPriority Standard Bronze - Corewell Health West Michigan Network | Priority Health | $426.66 |
| MyPriority Value Bronze HSA Corewell Health West Michigan Network | Priority Health | $462.41 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77739MI0070024 in FIPS 26139.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ottawa County
Reviewed by Jason Burns, Editorial Steward.