Blue Cross® Premier PPO Gold — full price in Otsego County, Michigan (2026)
Blue Cross® Premier PPO Gold (15560MI0350004), a gold plan from Blue Cross Blue Shield of Michigan Mutual Insurance Company in Otsego County, Michigan, costs $880.55/month full price for a 40-year-old in 2026 — $1869.97 at 60, with a $1,450 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 15560MI0350004 · Issuer: Blue Cross Blue Shield of Michigan Mutual Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $689.01 |
| 27 | $722.08 |
| 30 | $782.03 |
| 40 | $880.55 |
| 50 | $1230.57 |
| 60 | $1869.97 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,450
- Family deductible: $2,900
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $656.21/mo. This plan is $880.55/mo at 40 — a difference of $224.34/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Otsego County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MHP Gold | McLaren Health Plan Community | $693.12 |
| MHP Gold Standard | McLaren Health Plan Community | $699.46 |
| Blue Cross® Preferred HMO Gold | Blue Care Network of Michigan | $788.91 |
| Blue Cross® Preferred HMO Gold Extra | Blue Care Network of Michigan | $819.07 |
| MyPriority Standard Gold | Priority Health | $837.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 15560MI0350004 in FIPS 26137.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Otsego County
Reviewed by Jason Burns, Editorial Steward.