Blue Cross® Premier PPO Bronze Extra — full price in Oceana County, Michigan (2026)
Blue Cross® Premier PPO Bronze Extra (15560MI1120001), a expanded bronze plan from Blue Cross Blue Shield of Michigan Mutual Insurance Company in Oceana County, Michigan, costs $714.43/month full price for a 40-year-old in 2026 — $1517.18 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 15560MI1120001 · Issuer: Blue Cross Blue Shield of Michigan Mutual Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $559.02 |
| 27 | $585.85 |
| 30 | $634.49 |
| 40 | $714.43 |
| 50 | $998.41 |
| 60 | $1517.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.47/mo. This plan is $714.43/mo at 40 — a difference of $242.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Oceana County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $356.39 |
| Bronze Classic 4700 | Oscar Insurance Company | $367.50 |
| Bronze Elite + PCP Saver Plus | Oscar Insurance Company | $392.13 |
| MyPriority Value Bronze | Priority Health | $489.32 |
| MyPriority Standard Bronze | Priority Health | $491.53 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 15560MI1120001 in FIPS 26127.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Oceana County
Reviewed by Jason Burns, Editorial Steward.