Bronze Elite + PCP Saver Plus — full price in Muskegon County, Michigan (2026)
Bronze Elite + PCP Saver Plus (77739MI0070005), a expanded bronze plan from Oscar Insurance Company in Muskegon County, Michigan, costs $392.13/month full price for a 40-year-old in 2026 — $832.74 at 60, with a $0 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77739MI0070005 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $306.84 |
| 27 | $321.56 |
| 30 | $348.25 |
| 40 | $392.13 |
| 50 | $548.00 |
| 60 | $832.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.47/mo. This plan is $392.13/mo at 40 — a difference of $-79.34/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Muskegon County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $356.39 |
| Bronze Classic 4700 | Oscar Insurance Company | $367.50 |
| MyPriority Value Bronze | Priority Health | $489.32 |
| MyPriority Standard Bronze | Priority Health | $491.53 |
| Blue Cross® Select HMO Bronze Extra | Blue Care Network of Michigan | $524.01 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77739MI0070005 in FIPS 26121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Muskegon County
Reviewed by Jason Burns, Editorial Steward.