MHP Bronze Saver (Expanded) — full price in Midland County, Michigan (2026)
MHP Bronze Saver (Expanded) (74917MI0020013), a expanded bronze plan from McLaren Health Plan Community in Midland County, Michigan, costs $571.45/month full price for a 40-year-old in 2026 — $1213.54 at 60, with a $8,500 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74917MI0020013 · Issuer: McLaren Health Plan Community · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $447.14 |
| 27 | $468.60 |
| 30 | $507.50 |
| 40 | $571.45 |
| 50 | $798.59 |
| 60 | $1213.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,500
- Family deductible: $17,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $705.99/mo. This plan is $571.45/mo at 40 — a difference of $-134.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Midland County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyPriority Value Bronze | Priority Health | $505.63 |
| MyPriority Standard Bronze | Priority Health | $507.90 |
| Blue Cross® Preferred HMO Bronze Extra | Blue Care Network of Michigan | $530.33 |
| Blue Cross® Preferred HMO Bronze Saver HSA | Blue Care Network of Michigan | $540.29 |
| Blue Cross® Premier PPO Bronze Saver HSA | Blue Cross Blue Shield of Michigan Mutual Insurance Company | $541.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74917MI0020013 in FIPS 26111.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Midland County
Reviewed by Jason Burns, Editorial Steward.