Blue Cross® Select HMO Bronze Extra — full price in Manistee County, Michigan (2026)
Blue Cross® Select HMO Bronze Extra (98185MI0550020), a expanded bronze plan from Blue Care Network of Michigan in Manistee County, Michigan, costs $424.77/month full price for a 40-year-old in 2026 — $902.05 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98185MI0550020 · Issuer: Blue Care Network of Michigan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $332.37 |
| 27 | $348.32 |
| 30 | $377.24 |
| 40 | $424.77 |
| 50 | $593.61 |
| 60 | $902.05 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $591.88/mo. This plan is $424.77/mo at 40 — a difference of $-167.11/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Manistee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Cross® Select HMO Bronze Saver HSA | Blue Care Network of Michigan | $433.10 |
| MyPriority Value Bronze | Priority Health | $439.39 |
| MyPriority Standard Bronze | Priority Health | $441.37 |
| Blue Cross® Preferred HMO Bronze Extra | Blue Care Network of Michigan | $460.73 |
| Blue Cross® Preferred HMO Bronze Saver HSA | Blue Care Network of Michigan | $469.38 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98185MI0550020 in FIPS 26101.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Manistee County
Reviewed by Jason Burns, Editorial Steward.