MHP Expanded Bronze Standard — full price in Macomb County, Michigan (2026)
MHP Expanded Bronze Standard (74917MI0020024), a expanded bronze plan from McLaren Health Plan Community in Macomb County, Michigan, costs $497.61/month full price for a 40-year-old in 2026 — $1056.74 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74917MI0020024 · Issuer: McLaren Health Plan Community · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $389.37 |
| 27 | $408.06 |
| 30 | $441.93 |
| 40 | $497.61 |
| 50 | $695.41 |
| 60 | $1056.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $507.18/mo. This plan is $497.61/mo at 40 — a difference of $-9.57/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Macomb County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MyPriority Value Bronze Southeast Michigan Network | Priority Health | $379.21 |
| MyPriority Standard Bronze - Southeast Michigan Network | Priority Health | $380.92 |
| Blue Cross® Local HMO Bronze Extra | Blue Care Network of Michigan | $391.31 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $395.64 |
| MyPriority Value Bronze HSA Southeast Michigan Network | Priority Health | $412.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74917MI0020024 in FIPS 26099.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Macomb County
Reviewed by Jason Burns, Editorial Steward.