Blue Cross® Preferred HMO Bronze Extra — full price in Mackinac County, Michigan (2026)
Blue Cross® Preferred HMO Bronze Extra (98185MI0550022), a expanded bronze plan from Blue Care Network of Michigan in Mackinac County, Michigan, costs $502.43/month full price for a 40-year-old in 2026 — $1066.98 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98185MI0550022 · Issuer: Blue Care Network of Michigan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $393.14 |
| 27 | $412.01 |
| 30 | $446.21 |
| 40 | $502.43 |
| 50 | $702.15 |
| 60 | $1066.98 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $763.72/mo. This plan is $502.43/mo at 40 — a difference of $-261.29/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Mackinac County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Cross® Preferred HMO Bronze Saver HSA | Blue Care Network of Michigan | $511.86 |
| Blue Cross® Premier PPO Bronze Saver HSA | Blue Cross Blue Shield of Michigan Mutual Insurance Company | $569.96 |
| Blue Cross® Premier PPO Bronze Extra | Blue Cross Blue Shield of Michigan Mutual Insurance Company | $576.84 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98185MI0550022 in FIPS 26097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Mackinac County
Reviewed by Jason Burns, Editorial Steward.