Clear Silver — full price in Lapeer County, Michigan (2026)
Clear Silver (58594MI0030017), a silver plan from Ambetter from Meridian in Lapeer County, Michigan, costs $384.98/month full price for a 40-year-old in 2026 — $817.55 at 60, with a $7,000 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58594MI0030017 · Issuer: Ambetter from Meridian · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $301.24 |
| 27 | $315.69 |
| 30 | $341.90 |
| 40 | $384.98 |
| 50 | $538.00 |
| 60 | $817.55 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,000
- Family deductible: $14,000
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $388.03/mo. This plan is $384.98/mo at 40 — a difference of $-3.05/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lapeer County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Meridian | $388.03 |
| Standard Silver + Vision + Adult Dental | Ambetter from Meridian | $402.30 |
| Blue Cross® Select HMO Silver Saver | Blue Care Network of Michigan | $557.69 |
| Blue Cross® Preferred HMO Silver Saver | Blue Care Network of Michigan | $604.53 |
| MyPriority Premier Silver | Priority Health | $618.83 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58594MI0030017 in FIPS 26087.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lapeer County
Reviewed by Jason Burns, Editorial Steward.