Elite Gold — full price in Lake County, Michigan (2026)
Elite Gold (58594MI0030021), a gold plan from Ambetter from Meridian in Lake County, Michigan, costs $720.26/month full price for a 40-year-old in 2026 — $1529.56 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58594MI0030021 · Issuer: Ambetter from Meridian · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $563.59 |
| 27 | $590.63 |
| 30 | $639.66 |
| 40 | $720.26 |
| 50 | $1006.56 |
| 60 | $1529.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $595.92/mo. This plan is $720.26/mo at 40 — a difference of $124.34/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Lake County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Meridian | $628.79 |
| Everyday Gold | Ambetter from Meridian | $638.59 |
| Standard Gold + Vision + Adult Dental | Ambetter from Meridian | $651.92 |
| Everyday Gold + Vision + Adult Dental | Ambetter from Meridian | $662.08 |
| Elite Gold + Vision + Adult Dental | Ambetter from Meridian | $746.75 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58594MI0030021 in FIPS 26085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lake County
Reviewed by Jason Burns, Editorial Steward.