Blue Cross® Select HMO Bronze Extra — full price in Kent County, Michigan (2026)
Blue Cross® Select HMO Bronze Extra (98185MI0550020), a expanded bronze plan from Blue Care Network of Michigan in Kent County, Michigan, costs $524.01/month full price for a 40-year-old in 2026 — $1112.79 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98185MI0550020 · Issuer: Blue Care Network of Michigan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $410.02 |
| 27 | $429.70 |
| 30 | $465.37 |
| 40 | $524.01 |
| 50 | $732.30 |
| 60 | $1112.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.47/mo. This plan is $524.01/mo at 40 — a difference of $52.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Kent County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $356.39 |
| Bronze Classic 4700 | Oscar Insurance Company | $367.50 |
| Bronze Elite + PCP Saver Plus | Oscar Insurance Company | $392.13 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $398.64 |
| UHC Bronze Copay Focus (No Referrals) | UnitedHealthcare | $418.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98185MI0550020 in FIPS 26081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kent County
Reviewed by Jason Burns, Editorial Steward.