UHC Bronze Essential+ (Dental + Vision, No Referrals) — full price in Kent County, Michigan (2026)
UHC Bronze Essential+ (Dental + Vision, No Referrals) (71667MI0050005), a bronze plan from UnitedHealthcare in Kent County, Michigan, costs $398.17/month full price for a 40-year-old in 2026 — $845.56 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 71667MI0050005 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $311.56 |
| 27 | $326.51 |
| 30 | $353.62 |
| 40 | $398.17 |
| 50 | $556.44 |
| 60 | $845.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.47/mo. This plan is $398.17/mo at 40 — a difference of $-73.30/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Kent County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Essential (No Referrals) | UnitedHealthcare | $380.64 |
| Blue Cross® Select HMO Bronze Secure | Blue Care Network of Michigan | $462.73 |
| Blue Cross® Preferred HMO Bronze Secure | Blue Care Network of Michigan | $501.44 |
| MHP Bronze | McLaren Health Plan Community | $526.38 |
| Blue Cross® Premier PPO Bronze Secure | Blue Cross Blue Shield of Michigan Mutual Insurance Company | $623.75 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 71667MI0050005 in FIPS 26081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kent County
Reviewed by Jason Burns, Editorial Steward.