UHC Silver Value (No Referrals) — full price in Kent County, Michigan (2026)
UHC Silver Value (No Referrals) (71667MI0010033), a silver plan from UnitedHealthcare in Kent County, Michigan, costs $511.03/month full price for a 40-year-old in 2026 — $1085.24 at 60, with a $4,000 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 71667MI0010033 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $399.87 |
| 27 | $419.06 |
| 30 | $453.85 |
| 40 | $511.03 |
| 50 | $714.16 |
| 60 | $1085.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.47/mo. This plan is $511.03/mo at 40 — a difference of $39.56/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Kent County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Insurance Company | $471.29 |
| Silver Simple PCP Saver | Oscar Insurance Company | $471.47 |
| Silver Classic | Oscar Insurance Company | $475.55 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $514.01 |
| UHC Silver Advantage (No Referrals) | UnitedHealthcare | $517.98 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 71667MI0010033 in FIPS 26081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kent County
Reviewed by Jason Burns, Editorial Steward.