Standard Gold + Vision + Adult Dental — full price in Kent County, Michigan (2026)
Standard Gold + Vision + Adult Dental (58594MI0040026), a gold plan from Ambetter from Meridian in Kent County, Michigan, costs $651.92/month full price for a 40-year-old in 2026 — $1384.45 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58594MI0040026 · Issuer: Ambetter from Meridian · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $510.12 |
| 27 | $534.60 |
| 30 | $578.98 |
| 40 | $651.92 |
| 50 | $911.06 |
| 60 | $1384.45 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.47/mo. This plan is $651.92/mo at 40 — a difference of $180.45/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Kent County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | Oscar Insurance Company | $485.54 |
| Gold Elite Saver Plus | Oscar Insurance Company | $534.23 |
| UHC Gold Standard (No Referrals) | UnitedHealthcare | $546.90 |
| UHC Gold Advantage (No Referrals) | UnitedHealthcare | $551.40 |
| UHC Gold Copay Focus (No Referrals) | UnitedHealthcare | $561.43 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58594MI0040026 in FIPS 26081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kent County
Reviewed by Jason Burns, Editorial Steward.