Blue Cross® Premier PPO Silver Saver HSA — full price in Ingham County, Michigan (2026)
Blue Cross® Premier PPO Silver Saver HSA (15560MI0350006), a silver plan from Blue Cross Blue Shield of Michigan Mutual Insurance Company in Ingham County, Michigan, costs $776.60/month full price for a 40-year-old in 2026 — $1649.22 at 60, with a $3,900 deductible and $7,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 15560MI0350006 · Issuer: Blue Cross Blue Shield of Michigan Mutual Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $607.67 |
| 27 | $636.84 |
| 30 | $689.71 |
| 40 | $776.60 |
| 50 | $1085.30 |
| 60 | $1649.22 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,900
- Family deductible: $7,800
- Individual out-of-pocket max: $7,700
- Family out-of-pocket max: $15,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $448.22/mo. This plan is $776.60/mo at 40 — a difference of $328.38/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Ingham County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Silver | Ambetter from Meridian | $444.69 |
| Standard Silver | Ambetter from Meridian | $448.22 |
| Standard Silver + Vision + Adult Dental | Ambetter from Meridian | $464.71 |
| Blue Cross® Select HMO Silver Saver | Blue Care Network of Michigan | $605.86 |
| MHP Silver Exchange Rewards | McLaren Health Plan Community | $618.09 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 15560MI0350006 in FIPS 26065.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ingham County
Reviewed by Jason Burns, Editorial Steward.