UHC Bronze Copay Focus (No Referrals) — full price in Hillsdale County, Michigan (2026)
UHC Bronze Copay Focus (No Referrals) (71667MI0010039), a expanded bronze plan from UnitedHealthcare in Hillsdale County, Michigan, costs $454.70/month full price for a 40-year-old in 2026 — $965.61 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 71667MI0010039 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $355.79 |
| 27 | $372.87 |
| 30 | $403.82 |
| 40 | $454.70 |
| 50 | $635.44 |
| 60 | $965.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $448.22/mo. This plan is $454.70/mo at 40 — a difference of $6.48/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Hillsdale County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $433.05 |
| MHP Expanded Bronze Standard | McLaren Health Plan Community | $450.14 |
| MHP Bronze Saver (Expanded) | McLaren Health Plan Community | $452.33 |
| MyPriority Value Bronze | Priority Health | $510.29 |
| Blue Cross® Preferred HMO Bronze Extra | Blue Care Network of Michigan | $511.23 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 71667MI0010039 in FIPS 26059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hillsdale County
Reviewed by Jason Burns, Editorial Steward.