Everyday Gold + Vision + Adult Dental — full price in Hillsdale County, Michigan (2026)
Everyday Gold + Vision + Adult Dental (58594MI0040020), a gold plan from Ambetter from Meridian in Hillsdale County, Michigan, costs $497.98/month full price for a 40-year-old in 2026 — $1057.52 at 60, with a $800 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58594MI0040020 · Issuer: Ambetter from Meridian · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $389.67 |
| 27 | $408.36 |
| 30 | $442.26 |
| 40 | $497.98 |
| 50 | $695.92 |
| 60 | $1057.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $448.22/mo. This plan is $497.98/mo at 40 — a difference of $49.76/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Hillsdale County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Meridian | $472.94 |
| Everyday Gold | Ambetter from Meridian | $480.31 |
| Standard Gold + Vision + Adult Dental | Ambetter from Meridian | $490.34 |
| Elite Gold | Ambetter from Meridian | $541.74 |
| Elite Gold + Vision + Adult Dental | Ambetter from Meridian | $561.67 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58594MI0040020 in FIPS 26059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hillsdale County
Reviewed by Jason Burns, Editorial Steward.