Blue Cross® Premier PPO Gold Extra — full price in Grand Traverse County, Michigan (2026)
Blue Cross® Premier PPO Gold Extra (15560MI1130002), a gold plan from Blue Cross Blue Shield of Michigan Mutual Insurance Company in Grand Traverse County, Michigan, costs $928.67/month full price for a 40-year-old in 2026 — $1972.16 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 15560MI1130002 · Issuer: Blue Cross Blue Shield of Michigan Mutual Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $726.66 |
| 27 | $761.54 |
| 30 | $824.76 |
| 40 | $928.67 |
| 50 | $1297.81 |
| 60 | $1972.16 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $591.88/mo. This plan is $928.67/mo at 40 — a difference of $336.79/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Grand Traverse County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MHP Gold | McLaren Health Plan Community | $693.12 |
| MHP Gold Standard | McLaren Health Plan Community | $699.46 |
| Blue Cross® Preferred HMO Gold | Blue Care Network of Michigan | $723.44 |
| Blue Cross® Preferred HMO Gold Extra | Blue Care Network of Michigan | $751.09 |
| MyPriority Standard Gold | Priority Health | $782.93 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 15560MI1130002 in FIPS 26055.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grand Traverse County
Reviewed by Jason Burns, Editorial Steward.