MHP Bronze — full price in Gladwin County, Michigan (2026)
MHP Bronze (74917MI0020011), a bronze plan from McLaren Health Plan Community in Gladwin County, Michigan, costs $526.38/month full price for a 40-year-old in 2026 — $1117.84 at 60, with a $8,250 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74917MI0020011 · Issuer: McLaren Health Plan Community · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $411.88 |
| 27 | $431.65 |
| 30 | $467.48 |
| 40 | $526.38 |
| 50 | $735.62 |
| 60 | $1117.84 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,250
- Family deductible: $16,500
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $705.99/mo. This plan is $526.38/mo at 40 — a difference of $-179.61/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Gladwin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Cross® Preferred HMO Bronze Secure | Blue Care Network of Michigan | $467.86 |
| Blue Cross® Premier PPO Bronze Secure | Blue Cross Blue Shield of Michigan Mutual Insurance Company | $478.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74917MI0020011 in FIPS 26051.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Gladwin County
Reviewed by Jason Burns, Editorial Steward.