MHP Expanded Bronze Standard — full price in Eaton County, Michigan (2026)
MHP Expanded Bronze Standard (74917MI0020024), a expanded bronze plan from McLaren Health Plan Community in Eaton County, Michigan, costs $450.14/month full price for a 40-year-old in 2026 — $955.93 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74917MI0020024 · Issuer: McLaren Health Plan Community · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $352.22 |
| 27 | $369.13 |
| 30 | $399.77 |
| 40 | $450.14 |
| 50 | $629.07 |
| 60 | $955.93 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $618.09/mo. This plan is $450.14/mo at 40 — a difference of $-167.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Eaton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| MHP Bronze Saver (Expanded) | McLaren Health Plan Community | $452.33 |
| Blue Cross® Select HMO Bronze Extra | Blue Care Network of Michigan | $471.33 |
| Blue Cross® Select HMO Bronze Saver HSA | Blue Care Network of Michigan | $480.57 |
| MyPriority Value Bronze | Priority Health | $510.29 |
| Blue Cross® Preferred HMO Bronze Extra | Blue Care Network of Michigan | $511.23 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74917MI0020024 in FIPS 26045.
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Eaton County
Reviewed by Jason Burns, Editorial Steward.